Estate Planning

When it comes to your financial future, what keeps you up at night?

People usually start thinking about estate planning after a big life change, like a move, new family member, business shift, or simply because they want to get their affairs in order. It’s about organizing what you own and making clear decisions about who should manage or receive your assets in the future. That might include your home, retirement accounts, high-value assets, or a business. When everything is laid out clearly, there’s less room for stress, delays, disagreements, or unintended consequences.

Working with the right estate planning advisors also gives you the benefit of a forward-looking plan that considers potential tax implications. Although nothing is guaranteed, thoughtfully structuring an estate plan according to your long-term goals allows you to effectively manage your wealth and what you pass on to the next generation.

Estate Planning Process

Our comprehensive estate planning process starts with an open dialogue about what’s important, preferences, and objectives. Time is also set aside to review any existing estate plan or other wealth transfer strategies that are currently in place. Then, our team conducts a thorough document review to identify areas that may need to be updated or expanded upon. A thorough discovery process clearly identifies assets, involved individuals, and forecasting different scenarios that could play out. Throughout the process, we work with your attorney or other advisors to ensure everyone is on the same page.

Estate Planning Experience

PBMares has significant experience conducting estate planning for high net worth and ultra-high net worth individuals, business owners, family offices, and family-owned businesses.

As an independent registered investment advisory firm, our fiduciary standard of care guides us in making decisions in your best interest. Our evidence-based approach is informed by academic research. This enables us to properly diversify your assets, while keeping expenses and tax considerations in mind to ultimately support your objectives for the future.

We provide objective financial advice to:

• Business owners preparing for succession or exit
• High-net-worth individuals planning how to pass on wealth
• Clients with family businesses and complex tax situations
• Families involved in charitable giving
• Individuals managing blended family dynamics
• Clients with international assets or cross-border concerns
• Retirees reviewing their plans in light of new tax laws
• Parents setting up plans for young children
• Caregivers organizing support for aging loved ones

PBMares provides estate planning services to individuals, families, and business owners. Our client focused, comprehensive plans ensure wealth transfer wishes are followed in various situations. If you need assistance with your estate plan, complete the form on this page and a team member will follow up with you shortly.