Access to and use of pbmares.com (the “Site”) is subject to the following terms and conditions and all applicable laws which, by accessing and browsing this Site, the User accepts, without limitation or qualification. The information set forth in this Site concerning any products or services are subject to change without notice and such changes are binding on users accessing this Site after such change.
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what website or search terms referred you to the Site, and information about how you interact with the Site.
We collect Device Information using the following technologies:
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“Log files” track actions occurring on the Sites, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.
“Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Sites.
We collect personal information that you provide to us on our Firms’ applications or forms, and through information we obtain over the course of your business relationship with the Firms. The information may include name, address, phone numbers, e-mail address, Social Security Number, Employer Identification Number, names of family members, assets, account balances, investments and current or prior tax information and other information. We may also collect information from consumer reporting agencies.
We will use your information to better communicate with you about your professional and personal accounting and/or financial needs, and when in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services. If you are a client of the firm, we will also use your information in order to provide the services you have engaged us to perform. We may use information that we automatically collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize the Site by generating analytics about how individuals browse and interact with the Site.
We do not sell your personal information to any third parties. We do not disclose your personal information to third parties unless:
- You have given us authorization to disclose the information;
- It is necessary to process a transaction or service your account(s), or;
- As otherwise required or permitted by law.
We may share your personal information among the Firms. The Firms may share information when necessary to provide services or to offer you products or services, which best meet your needs. We may also share your personal information with companies that perform or may perform services for your account, including financial institutions, investment companies, and insurance companies. We do not share any information determined to be “tax return” information except as permitted by the provisions of IRC Sec. 7216 and the regulations thereunder.
We maintain generally accepted standards of physical, electronic, and procedural safeguards to protect your personal information from loss, misuse, alteration or destruction. The Firms limit access to your personal information to those employees who need to know the information in order to provide you with appropriate services. Our Code of Ethics, which applies to all employees, restricts the use of personal non-public information and requires that it be held in strict confidence. Notwithstanding these precautions, we cannot guarantee that unauthorized persons will not obtain access to your nonpublic, personal information.
If you are a European resident, you have the right to access personal information we hold about you and to ask that your personal information be corrected, updated, or deleted. If you would like to exercise this right, please contact us through the contact information below.
Additionally, if you are a European resident please note that we are processing your information in order to fulfill contracts we might have with you, or otherwise to pursue our legitimate business interests listed above. Additionally, please note that your information may be transferred outside of Europe, including to Canada and the United States.
Our accounting firm is registered with the Public Company Accounting and Oversight Board (PCAOB) to better serve the growing needs of our clients. We are also proud to report that the Firm has consistently received an unmodified opinion from our peer review, which is the highest rating given by the American Institute of Certified Public Accountants. A peer review is an independent evaluation by a group of specially trained CPAs from an outside firm. It is important to know that the size of a CPA firm is not an indicator of the quality of its services as peer review standards are exactly the same for both large and small firms. A copy of our firm’s latest report is available for review.
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To ensure compliance with IRS requirements, we are informing you that any U.S. federal tax advice contained in this website (including any attachments or directed links) is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein.
The information contained on this Site is provided by PBMares, LLP and is intended for general informational purposes. This Site does not create, establish or implicate a client, professional, fiduciary, accounting, legal or consulting relationship. Further, the information presented on this Site is not intended to constitute accounting, tax, legal, consulting, or other professional advice or services. As such, the Firms do not intend for the information contained on this Site to address individual matters or situations. The contents of this Site are not a substitute for the User seeking professional advice from appropriate professionals who are informed about the User’s factual situation and circumstances.
All information on this Site is provided “as is” and with no guarantees of accuracy, completeness or timeliness and without warranties of any kind (express or implied). Further, the Firm does not guarantee that the Site will be uninterrupted, error-free, omission-free, or free of viruses. Accordingly, the Firm disclaims all warranties and obligations regarding this Site or any content accessed through this Site, including, but not limited to, all implied warranties and obligations of merchantability and fitness for a particular purpose, title and non-infringement of third-party rights. The Firm, its affiliates, shareholders, directors, employees and agents are not liable in any event for any direct, indirect, incidental, special, exemplary, consequential or any other damages without regard to the form of any action, including, but not limited to, contract, negligence or other tort claims arising out of or in connection with this Site or any content on it.
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The Firms may at any time, without notice, revise this section by updating this information. Users are bound by any such revisions and should therefore periodically visit this page to review its contents.