I’ve always enjoyed managing my personal finances and being mindful that if I can make smart decisions today, they will have a significant impact in the later stages of life. I guess growing up in a home with a parent as a financial planner will have that effect on you. As a financial planner myself, people in their 20s often ask me, “what types of accounts should I be opening to save for retirement?” or, “how do I start investing?”. To my surprise, these folks aren’t always aware of the tools that are available to them as they start working for one reason or another. Not everyone is raised by a family with a financial services background.

Click here for three ideas to get you started.