Open Enrollment: Making the Most of Employee Benefits
Open Enrollment season is upon us, and for many employees, it is time to enroll in company benefits for the upcoming year.
SECURE Act: Potential Implications to Naming Your Trust as Retirement Beneficiary
Since the SECURE Act passed in December of 2019, several clients have reached out regarding the so-called “10 Year Rule” which stipulates all retirement assets must be distributed to certain beneficiaries within 10 years of the client’s passing.
Municipal Fixed Income in a Post-COVID-19 World
High-quality municipal bonds have long played a key role as a source of stability and tax-exempt income in a well-diversified portfolio.
Donor-Advised Funds: Giving with a Tax Advantage
If you donate to charitable organizations, you might want to consider establishing a donor-advised fund. A donor-advised fund is a charitable tax-saving tool that enables you to maintain a certain level of control over how funds are distributed while receiving immediate tax benefits.
How Can Plan Sponsors Help Participants During the COVID-19 Crisis?
Unless you own or operate a financial services company, giving out financial advice is probably way outside the scope of your usual responsibilities.
Wealth Transfers in a Low Interest Rate Environment
Throughout the past several months investors have seen turbulent markets affect not only their portfolios but their livelihood as well. As we continue to monitor this unsettling time we also see opportunity.
Strategies for Managing Concentrated Stock
Managing a concentrated stock position involves more than just knowing a little about stocks and trying to predict the market. Concentrated stock can be accumulated in many ways and can bring with it risk hurtful to your portfolio, and to your pride. Having a plan in place customized to your unique stock concentration issues can help achieve your financial goals.
Capturing Market Returns in Actively Managed Investments
A growing number of investors are using passive funds in lieu of actively managed investments. The shift to passive is being influenced by an overwhelming amount of historical data that shows active managers are not beating their benchmarks. This recurring underperformance in actively managed funds is due in part to excessive fees and higher than necessary taxes incurred by trading within the funds.
How Small- to Medium-sized Nonprofits Can Get the Help They Need to Manage Their Investments
Nonprofit organizations have a fiduciary role in managing investments that are the result of donor gifts. For those with endowment funds, there are laws and regulations outlining fiduciary responsibilities with respect to those funds and how the funds are invested and allocated for expenditure. Large nonprofit organizations with significant investments have the resources to engage large institutional investment managers to assist in managing their investment portfolios.
Planning a Future to Look Forward To
Back in the spring, I wrote about ways to look forward to tax filing by making positive changes in our planning and small adjustments to [...]