Wealth Management

Home/Services/Wealth Management

Strategies for Managing Concentrated Stock

Managing a concentrated stock position involves more than just knowing a little about stocks and trying to predict the market. Concentrated stock can be accumulated in many ways and can bring with it risk hurtful to your portfolio, and to your pride. Having a plan in place customized to your unique stock concentration issues can help achieve your financial goals.

2019-09-10T16:16:27-04:00September 10, 2019|Categories: Wealth Management|Tags: , |

Capturing Market Returns in Actively Managed Investments

A growing number of investors are using passive funds in lieu of actively managed investments. The shift to passive is being influenced by an overwhelming amount of historical data that shows active managers are not beating their benchmarks. This recurring underperformance in actively managed funds is due in part to excessive fees and higher than necessary taxes incurred by trading within the funds.

2018-10-05T13:00:01-04:00October 4, 2018|Categories: Wealth Management|Tags: |

How Small- to Medium-sized Nonprofits Can Get the Help They Need to Manage Their Investments

Nonprofit organizations have a fiduciary role in managing investments that are the result of donor gifts. For those with endowment funds, there are laws and regulations outlining fiduciary responsibilities with respect to those funds and how the funds are invested and allocated for expenditure. Large nonprofit organizations with significant investments have the resources to engage large institutional investment managers to assist in managing their investment portfolios.

Planning a Future to Look Forward To

Back in the spring, I wrote about ways to look forward to tax filing by making positive changes in our planning and small adjustments to [...]

Proposed Tax Plan Includes New Excise Tax on Private Universities

At the organizational level, the proposed changes are pretty bare. The major change comes in the form of a new excise tax applied to private colleges and universities, especially those with very large endowment funds.

2019-07-24T20:04:47-04:00November 16, 2017|Categories: Not-for-Profit, Wealth Management|Tags: , , |

Which Is Better – Pre-Tax 401(K) or After-Tax Roth Contributions?

Question: My retirement plan allows me to choose between pre-tax 401(k) contributions or after-tax Roth contributions.  Which is better? Answer: Your pre-tax 401(k) withholding is saved in [...]

The Sandwich Generation – Taking a Bite out of the Burden

They call us the Sandwich Generation, the middle layer between grown or growing children who depend on us and parents who also depend on us.   [...]

Implementation of Fiduciary Rule Regulations Delayed

The Department of Labor (DOL) spent years creating their 2016 Fiduciary Duty Rule final regulation to define a fiduciary of covered retirement plans. The purpose [...]

2020-01-28T16:25:27-05:00February 8, 2017|Categories: Retirement, Small Business, Tax: Business, Tax: Individual, Wealth Management|

Increasing the Standard Deduction Will Decrease Charitable Giving

For tax year 2014, there were 43,965,083 individual tax returns filed that itemized deductions on Schedule A.  The total amount of itemized deductions in 2014 [...]

2019-05-31T19:37:04-04:00February 1, 2017|Categories: Not-for-Profit, Tax: Individual, Wealth Management|Tags: , , , |

New Year’s Resolution: Create a Financial Plan

Does it feel like just a few weeks ago that we ushered in 2016?  It seems that every year goes by more quickly than the [...]