2026 Limits for Retirement Plan Contributions
The IRS has released Notice 2025-67 announcing the new contribution and benefit limits for 2026.
Why Life Insurance Matters for Real Estate Investors
Being an investor in real estate requires a great deal of skill, including identifying potential investment opportunities, planning for capital investment, and maintaining properties over time. For high-net-worth investors whose estate values exceed the lifetime exclusion amount, this can lead to substantial exposure. Learn what unique financial challenges and opportunities investors should consider for wealth management and estate planning strategies.
Webinar Recording | Avoiding Medicare Mistakes in Retirement
This presentation will demonstrate the importance of integrating Medicare strategy into your retirement plan. PBMares Senior Wealth Advisor, Daniel Yoo talks with Margo Steinlage Kreider, J.D., of Steinlage Insurance Agency.
Retirement Planning: Shifting Your Mindset from Saver to Spender
Throughout the working years, many individuals focus on saving and planning for retirement. When that day finally arrives, the shift from saver to spender can feel uncomfortable. Planning early and often can provide peace of mind. Learn more.
Retirement Is Not Just About Wealth. It’s About Well-Being.
Before deciding to retire, it’s essential to ensure financial readiness. There are several opportunities and risks to consider before retirement. Learn the most common considerations.
Is Early Retirement the Right Choice?
Federal employees facing layoffs or considering early retirement likely find themselves evaluating financial strategies and career options. What should you consider and how may you be impacted?
Roth Employer Contributions
Roth elective deferral contributions have been permitted in qualified retirement plans since 2006. Section 604 of SECURE 2.0 provided for an optional provision that allows employees to designate their employer contributions, whether it be matching nonelective, as Roth. This applies to 401(k) Plans and 403(b) Plan. This was effective December 29, 2022; however, several challenges delayed implementation of this provision.
2025 Limits for Retirement Plan Contributions
The IRS released Notice 2024-80 on November 1, 2024 announcing the new contribution and benefit limits for 2025.
SECURE 2.0 Act – Increased Involuntary Cash-Out Limit to $7,000
Learn about the SECURE 2.0 involuntary cash out limit increase. Effective for distributions after December 31, 2023, SECURE 2.0 allows the plan sponsor to increase the cash-out limit to $7,000 from the previous limit of $5,000.
Higher Catch-Up Contribution Limit Coming in 2025
Section 109 of SECURE 2.0 provided for a higher catch-up contribution limit beginning in 2025 for participants in a 401(k) or 403(b) plan for a specific population of employees.